Monthly Archives: November 2014

How To Get Exceptional Plastic Parts From Your Supplier

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Once you decide to try injection moulding for the parts that you need to run your company, you should pay particular attention to a host of details as you plan your project with your supplier. All problems can be avoided at the onset of your project if you and the team of experts responsible for producing your parts focus on the exceptional parts that you want and need for business operations. Let’s take a look at some areas to watch as your project gets underway.

Mould Design is Important

You may want to ask your team of experts where the moulds that they use were made, what material was used in the construction, and if they have a good track record with this type of mould. Discuss with engineers at the company about how to make your drawing or design come to life in a durable and reliable part upon which you can rely with confidence. Using the expertise of the team in place at the company that you choose will help you to achieve your goals for products that work well and last a long time.

Pay Attention to Material Selection

When you want perfect parts that do exactly what they were designed to do efficiently, you must pay close attention to the materials that go into the creation of your parts. Resin selection is one of the most important aspects of having a high quality part that performs at an acceptable level for your company. Make sure that the team that you select has experience with a variety of resins and the applications for which they can be used. The professionals creating your parts must have an established relationship with resin suppliers so that they are sure that all manufacturing standards in the industry are met.

Meeting Standards and Inspections

In order to get perfect parts from a plastic injection moulding process, the team should run some prototype parts in the pre-production phase of the project so that they can ascertain if the quality of the work meets their own inspections and standards that meet your expectations. You should be asked to also inspect the work so that modifications can be introduced before the project proceeds on the production floor. To surpass your expectations the company should employ highly-trained employees that take pride in their work and are continually doing professional development to hone their skills. You’ll want the team that you hire to do periodic quality checks so that all parts are the same and specifications have not changed from the beginning of the process. Precision, attention to the details of your entire project from start to finish, and customer service throughout the process all combine to make perfect parts that enhance your company’s production levels.

When your bottom line depends on quality parts and the efficiency of their level of performance, you should visit so you can review the services that are available to you, the level of care that you should expect from an injection moulding company, and the cost associated with a project like yours.

6 Good Reasons To Study In Turkey

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Strategically located between the Eastern and Western Nations, Turkey is one of the most beautiful countries to study. There are multiple reasons to choose this destination for your studies over the others as you will soon get to learn.

Internationally Recognized Degrees

Most Turkish Universities;

Offer degrees that are recognized and acceptable in many countries worldwide.

Offer courses that are applicable in several countries globally. As such, you are guaranteed job security regardless of the country you travel to after completion of your education.

Modern Campuses with State of the Art Amenities

Most Universities in Turkey are well equipped with modern facilities necessary for acquisition of knowledge. Among the world class facilities found in Turkish institutions are;

Modern libraries with updated resources and relevant learning materials. The libraries receive publications from known authors worldwide as soon as they are ready for use.

Advanced laboratories with modern equipment and apparatus necessary for facilitating the learning of practical subjects. As such, you are sure to have an easy time carrying out your research projects.

State of art sport and cultural centers that promote co-curriculum activities. This ensures that you walk out of the institutions an all-round graduate with vast skills in several other areas of life beside your area of specialization. Moreover, this also presents you with an opportunity of nurturing and building your talents as an individual.

High Standards of Education

Since 2002, the Turkish Government has tripled its Education budget to ensure that all students get access to high standards of education. In its efforts to favorable compete with the education standards of other European nations;

Turkey has sourced experienced lecturers who have vast knowledge and expertise in various areas of specialization from all over the world.

The Turkish Government has incorporated E-learning in almost every higher learning institution thereby guaranteeing reliable world class education.

Favorable Environment

Serious studies require a serene environment that not only makes learning enjoyable but also full of fun. In Turkey;

There are hospitable population majorly comprised of youths. They will make you accustomed to the environment within the slightest time possible thereby ensuring that you don’t have uneasiness evident in most foreign students.

There is a favorable climate in the major Towns and cities. For instance, Istanbul and Izmir experience relatively warm dry summers and mild cold winters that go down very well with many foreigners. As such, you won’t take a long time adapting to the climatic conditions.

Wide Cultural Diversity

In Turkey, you are bound to meet different people of varied cultures and social backgrounds. As a foreign student therefore;

You will never feel out of place or insignificant as all races are represented in Turkish learning Institutions.

You will stand a chance of learning and experiencing other cultures. By the time of your graduation you will be in a better position of working in a number of countries with different cultural practices.

Affordable Education and Cost of Living

Compared to the other countries of its calibre;

Turkey offers affordable education with relatively lower tuition fees. As such, you can study some of the highly rated courses without spending your entire fortune.

Turkey guarantees low cost of living which ensures that people from all walks of life are comfortably contained within its major cities. Basically, everything is affordable here including the Turkey visa cost which is lesser than that of most European countries.

How Entrepreneurs Can Improve Their Credit Scores

How Entrepreneurs Can Improve Their Credit Scores

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Entrepreneurs often have to try out a couple ideas before they find that business that really sticks. This is a common practice for many entrepreneurs and it can be very effective for creating a successful business. However, there are of course always down sides to starting a number of different businesses. One of those downsides is the fact that the entrepreneur’s credit score is sure to take a hit from starting and stopping a number of different business ventures. This can not only hurt the entrepreneur’s chances of starting a new business, but it can also hurt the entrepreneur’s personal financial standing.

Entrepreneur’s may think there is no other way to get funding for new business ventures than to damage their own credit score with lot of new lines of credit and debt. This does not need to be the case. Entrepreneurs can start their new businesses and improve their credit at the same time. Here are some ways that entrepreneurs can improve their credit scores.

Get a Credit Report

A credit report from is essential for any entrepreneur who wants to start improving credit scores. Without a credit report, entrepreneurs will have no idea where to start to improve their credit. A credit report will tell entrepreneurs what they need to do to improve their credit scores and keep them high in the future.

Add Comments to the Credit Report

Few people realize this, but there is a place on a credit report for people to leave comments about their report. Entrepreneurs can use this area to justify or dispute any delinquencies in an effort to improve their credit score. This may not always be effective, but entrepreneurs can have some issues reversed through this process.

Begin to Build Business Credit Separate from Personal Credit

Most entrepreneurs will need to start their businesses using their own credit, because of course, their new business will not have any credit to use yet. Entrepreneurs can fix this by beginning to build credit for the business and take on less themselves. Having separate lines of credit will be beneficial to both the entrepreneur and their business.

Pay Off Old Bills

Entrepreneurs who are excited to move on to the next business venture may forget or neglect paying off old debts from previous businesses. This can harm their credit scores and prevent them from getting new lines of credit. Entrepreneurs should focus on paying off all old debts before they can begin to move on to new lines of credit for their new business.

Keep Lower Balances

Balances on lines of credit for entrepreneurs might be high in the beginning of a new business. However, high balances can hurt an entrepreneur’s credit scores. Entrepreneurs should try to instead keep low balances to maintain their credit score and improve their business’s financial standing. This can be done by focusing on internal business credit and creative ways of paying off debts for business equipment and supplies.

Equip Your Employees With The Right Tools To Be Successful

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To do any type of work for your clients you are aware that you must have the proper tools with which to complete a successful job. Providing your employees with the right tools that help them to be more productive is also a must if you expect your organisation to remain in business and become a productive competitor in your niche. Let’s take a look at some of the areas you should provide training for your staff so that they will effectively meet the challenges that arise in the workplace.

  1. One of the areas for which you will want to provide some training will be problem solving. Engaging your staff in working through difficulties or situations that require more than one set of eyes and ears is a wise strategy for being proactive in your organisation.
  2. With effective professional development, you can establish a strategy for collaboration and a chain for reporting issues and discovering solutions to problems. By role-playing and using programmes that emphasize team performance and dealing with change, your staff will be well-versed in how to handle the issues that arise on a regular basis in your company.
  3. Finding audio and video tools that deal with time management can make your employees more productive in the time that they are in your charge. Keeping your staff motivated and energised can place you ahead of the competition and make your bottom line much more lucrative.
  4. Informing your staff of just how important their contribution is to the corporate bottom line is imperative if you are to remain a successful competitor in the marketplace today. Finding sources for professional e-books and other articles can make your staff aware of the importance that each person makes to the organisation as a whole.
  5. Providing online tools for your employees that help to improve their written and oral communication can be very effective for maintaining valuable relationships with your clients. Articulate staff members can discuss issues with clients and provide the proper feedback that satisfies the client and keeps them loyal to your company; having exceptional communication skills is one of the most important tools that you can give your employees.
  6. As a responsible leader in your organisation you should challenge your staff to access and analyze information so that they can arrive at the proper solution for your clients; if you continually do it for them, they will never gain the confidence that you want them to have to represent your business.

In the corporate toolbox that you have for your employees, you should have a variety of formats and tools that engage your staff and cause them to grow and prosper in your company. You’ll find that their productivity and morale both improve, their absenteeism decreases, and their personal growth improves with each passing session that you conduct for them. Remember that training always pays for itself with employee satisfaction, solid retention, and corporate growth for your bottom line.

Top 5 Solutions For Credit Card Debt

Top 5 Solutions For Credit Card Debt

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Credit card debt can pile up quickly and that can be stressful and confusing. However, there are 5 solutions for credit card debt that can help such as credit counseling. Credit counseling is preferred by many because it is an easy and effective solution to credit card debt.

Credit Counseling

Credit counseling is often a free service that is provided by nonprofit agencies to help those who are seeking answers in overcoming debt.

During credit counseling, a counselor will carefully review your expenses, debts and income.

Your counselor will create a comprehensive and detailed budget and action plan.

This kind of counseling is recommended for those who are unsure of how to proceed with credit card debt.

Debt Management

Debt management is another solution for credit card debt. This kind of service is provided by credit counseling agencies to help those who have a large amount of credit card debt.

This credit card solution is effective for some because a credit counselor will work directly with your creditor(s); which takes the pressure off from you.

This method reduces interest rates, fees and payments so that your debt can be paid off in a timely manner.

Most importantly, with debt management there are no tax implications.

Debt Settlement

Debt settlement is a different process because it is an agreement between a borrower and a creditor where the borrower pays a certain percentage of the total debt owed.

During a debt settlement, payments are temporarily put on hold.

In the meantime, the debt settlement agency negotiates the payments.

Payments can impact your credit score in a negative way.


Bankruptcy is something most of us want to avoid; however, in this case it can be a positive solution to credit card debt. To be clear, bankruptcy is a legal process that can help you discharge or repay debts under the guidance and protection of the federal bankruptcy court.

There are two types of bankruptcy; Chapter 7, known as liquidation and Chapter 13, which reorganizes your debts.

Keep in mind, even though bankruptcy can eliminate certain kinds of debts such as credit card debts, it cannot discharge other debts such as spousal support or a student loan.

Most importantly, bankruptcy can stay on your credit report for seven years and prevent you from taking out other lines of credit or other loans.

Debt Consolidation

One other solution for credit card debt is debt consolidation. Keep in mind, debt consolidation is a solution you can initiate on your own.

Debt consolidation is when you use one larger loan or line of credit to pay off smaller debts.

For example, you could borrow $5,000 from your local bank and pay off several credit cards with balances adding up to $4,550.

This debt solution works well for most and has the advantage of you initiating the process.

To conclude, credit card debt can pile up quickly and put a halt to spending. In addition, credit card debt can stigmatize your credit rating and cause additional hardships for you and your family. However, by putting into place one or more of the above credit card solutions, you can get rid of your debt and enjoy your life once again. Don’t let credit card debt ruin your life. Take action now and enjoy being debt free and do not forget to apply for ni card

Business Fraud: What Is Confidential Information?

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November 16 to 22, 2014, is International Fraud Awareness Week, and businesses across the UK are learning more about how to protect themselves from the impact of business fraud. Protecting against fraud means keeping confidential information safe, and also destroying it safely and securely. One problem area for UK businesses is the overall lack of awareness about the type of documents and information that should be classed as confidential. Not understanding what information is confidential leads to this information not being properly destroyed, which raises the risk of identity theft and fraud.

Data and Documentation on Employees and Customers

Many businesses in the UK do not believe that they have any information that could be classed as confidential. If a business is not a law firm, or an accountancy firm, people believe that the information they deal with is not deemed sensitive or confidential. However, all businesses – whether they sell mobile phones or cupcakes, or offer services from gardening to business consultancy – have material and documentation that is classed as confidential under UK data protection law. This information includes all personal and professional information about people, including employees and also clients and customers. Keeping a file of casual employees with their addresses and telephone numbers is confidential. Keeping printed-out emails with customer addresses and orders is confidential. Records of employee disciplinary actions and comments on employee work quality are confidential.

Financial Details

Most businesses will probably be aware that the financial details of customers and employees are confidential, including credit card details, bank details, and payment details. The risk of being fined and suffering the huge reputational damage associated with customers’ credit card details being lost to criminals means most companies put security procedures in place to combat payment fraud. But do you securely destroy client invoices when they are not in use? How about detail related to employee bonuses? A system of Confidential Shredding, says, must be put in place for any material that contains any financial detail relating to other people.

Employees Leaving the Company

Businesses are at particular risk of confidential data theft when employees leave the workplace – often under negative terms, for example if an employee is made redundant. Data that is classed as confidential, which is often taken by disgruntled employees or ex-employees, include client lists, patents, forward-looking business plans, research into competitors, and other information that is not routinely treated as confidential in the workplace when employees are putting together reports or documentation. It is important to be aware of which data could be sensitive when removed from the office, and keep it under lock and key. Again, a confidential shredding system is important so that materials and paperwork that may not be needed anymore are securely destroyed and are not left on desks or in filing cabinets. If you wouldn’t want to show the documentation to your major competitor, you shouldn’t leave it in a pile on your desk or take it home with you in your briefcase.

What Components Does A Basic CCTV Security System Need To Have?

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A CCTV (Closed-Circuit Television) security system is a security system that is mainly based on a camera and a closed network or circuit. The reason why people prefer CCTV security systems over more modern security systems is because CCTV security systems are hooked up on closed networks or circuits, and since that is so, no one can hack into them or gain access to them externally. A person can either purchase a ready-made CCTV security system, or they can purchase the components required to install a CCTV system themselves. Since the latter is cheaper, most people decide to go with it.

Well, if someone wants to create their very own CCTV security system, they need to know what components make up the typical CCTV security system. The following are all of the components which a Closed-Circuit Television security system needs to have:

A Closed-Circuit Television Camera

The first and most important component which a CCTV security system is (obviously) needs to have is a CCTV camera. Without a Closed-Circuit Television camera, a Closed-Circuit Television security system is incomplete. If a person wants a low-scale surveillance and security system, they only need one CCTV camera. However, if a person wants a large scale surveillance and security system that has its eyes on a large area and provides multiple viewing angles, they will have to use multiple CCTV cameras to build their CCTV security system.

A Computer

The second most important component which a basic CCTV security system needs to have is a computer. If it’s not connected to a computer, a CCTV camera is useless as it will not have any place to transmit and store data. In addition, the computer a person chooses to use for their CCTV security camera must have a considerably large amount of free space depending on how much CCTV footage they want to store on it.

Motion Sensors

A basic CCTV security system must have a medium which it can use to detect any breaches in the integrity or security of the area it is observing so that it can alert or notify a responsible entity. This is where motion sensors come in. If a CCTV security system has motion sensors, it will be able to pick up even the slightest movements in the area being observed by the system and alert the owner or a responsible entity, and that is why the average CCTV security camera needs to have them.

Services Ensure Payroll Accuracy

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Some small businesses are operated with just a small team of office workers yet have a huge payroll to organise. This is the world of the employment agency where companies who need staff for varying lengths of time go for help. There is any number of scenarios. Some retail stores need temporary sales staff, particularly around Christmas for the pre Christmas business and the discount sales that follow on immediately. Other companies need help to cover the summer holiday period when one or more of a small workforce will be sunning themselves somewhere but certainly not in the office. There are also personnel requirements for maternity leave.


These are just some of the regular placements for an employment agency, but there are also ones when expanding businesses are in urgent need of contract workers. The Construction Industry comes to mind immediately. Many projects were shelved during the recession. As the property market has improved, several have come back on stream. In such a situation, agencies that have tradesmen and labourers on their books have become very busy.

While these workers remain on the agency’s books, they will all be part of a payroll that the agency needs to process. You may think that given the money is starting to come in you have no worries and can do the job yourself. You should ask yourself one important question however. Are you in the position to expand? If the answer is ‘yes’ then the next question is whether your time is better spent focussing on expansion or on administrative processing. There is surely only one sensible answer to this.

Valuable Time

An outsourced payroll service can give you that extra time to grow your business. All of your workers will expect to be paid on time and correctly. A service that will process payroll will also handle not only queries on the pay but also any questions coming from Her Majesty’s Revenue and Customs that expects an accurate return and remittance. Ultimately, it is the agency that is responsible for that return which makes it even more sensible to get the help of a quality service with a good reputation.


There are regular employment legislation changes and at every Budget announcement by the Government something relating to income tax and National Insurance changes. Giving the job to someone who deals with payroll tasks every working day is an excellent way to ensure that things are done properly.

There are many types of businesses that have seen the benefit of using third parties as a cost effective and efficient way to run their business. It is certainly something that is worth investigation, especially in a company where the absolute priority is to take advantage of the improving economic climate. It is perhaps time for every business, employment agency or not, to look into this a little further.

How To Value An Arabian Horse

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When you ask “how much is my Arabian horse worth” it is similar to saying “how much is my car worth?” No one is going to be able to provide an answer without any details – a Porsche in great condition is worth much more than an old, beaten-up Ford for example. In the same way, every Arabian horse is different and putting a value on the horse needs to take into consideration a number of factors. Valuing your horse for market is a fine art but you can do a better job at putting a price on your Arabian with these tips.

  • Understand the Market for Arabian Horses

In order to set prices you first must understand that there are no set rules. If someone tells you that they have a foolproof system for valuations then they are not being honest with you – or, if they are honest, they were probably lucky with a few valuations but the system won’t be effective in the long-run. That said, there are factors that influence the value of an Arabian horse.

  • Evaluate the Horse’s Strengths

Part of the cost of an Arabian horse is made up of the soundness of the horse itself – its condition, age, temperament, and conformation. You should evaluate the horse based on its strengths in terms of coat, appearance, athleticism, etc. Bear in mind, however, that some of these strengths are subjective and one person’s fine, athletic horse will be another’s spirited challenge. Setting a price based purely on how good the horse looks or how well it behaves is not always going to get you the sale.

  • Calculate Based on the Horse’s Performance and Pedigree

In addition to the horse’s temperament and appearance, the value is based on the horse’s blood lines and its performance history in shows. The value of a horse takes into account how ready the horse is for a particular activity – racing, showing, trail riding, etc. If you have trained a horse for a particular activity and it is currently excelling at this activity, the price will rise. A largely untrained horse that is able to be “shaped” by its new owners will go for a lower price in general. A proven champion or a proven breeding horse will grab a much higher price.

  • Look at the Market Conditions

Often the amount of money you can get for your horse will depend on where you are selling. Take a look around and find out what other people are asking for their animals – if your horse is priced way too high compared to these prices then you are unlikely to have many people interested. Look on sites like to see how much similar horses go for. Of course, just because your horse is almost the same as another horse listed for sale doesn’t mean you will get the same price for it. The market is quick to change and many factors influence the final selling price including the personality of the buyer. Your best chance of getting a fair price for your horse is to do your research, be realistic and honest, and be willing to negotiate.

Communicate The Written Word

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Communication is one of the secrets of a successful business. It has to get its message across to its customers whether they are other businesses or the general public. It takes more than simple marketing but without a strategic approach that presents a proposition using the tool of communication, the road will be difficult.

Communication takes many forms but there is little doubt that visual presentations are vital because there is a permanence to the written word that can be referred to time and again. Websites have become the most important marketing weapon at the disposal of business but the simple existence of a website is insufficient; it must be visible and include content that presents its owners as a company that understands the need for service and can be trusted to deliver. The growth of e-commerce suggests that can be done as public confidence in online trading is growing year on year.


Even though the growth of smart phones means that people can go online at any time to refer to a website, there is still something valuable in having a tangible document as well. It is a bit like the people who know they can read newspapers or books online; many still like to hold the publication and turn the pages. It means that the services of a good printer are still important for businesses as part of their marketing strategy.

Uniform Ingredients

Companies like have built up a reputation for transforming an idea into printed form. Companies should ensure that they have a corporate image. Every piece of print from something like a simple letterhead to sophisticated brochures or advertising banners need to be easily identifiable. That means the company logo, font and colours should appear in every single thing that is produced.

Printing Communication

It makes sense to not only find a good printer but also to spend some time discussing the potential impact of what is to be printed with that printer. There are many examples of colour combinations that work well – and those that don’t. Some prominent international brands are now recognisable simply because of the logo that is associated with the brand. The vast majority of companies are not that fortunate but that does not mean it should not be an aim to have a memorable logo that more and more people will associate with the business.

At that stage the logo actually becomes a form of communication in itself because it gives the consumer an image of all the things he or she associates with the brand. Designers and printers can help with the whole exercise and there has never been a better time to spend a little of that time with a printer. The recession has receded and everyone has the chance of expansion if they get the ingredients of their marketing strategy correct.

7 Business Mistakes You Can’t Afford To Make

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Although setting up a new business can be incredibly exciting, it can often get a little overwhelming as there are so many things you have to think about. A calm head and a well-structured plan are two things you must have. It is also important that you take the time to make sure you are setting up your company responsibly. Many small businesses fail within the first year or so as they make common mistakes that could be easily avoided. In this article we will share seven business mistakes that you can’t afford to make.

Not Doing Any Market Research

One of the most common reasons for new businesses failing is that people have not bothered to carry out the necessary market research before setting up their companies. No matter what product or service you are planning on selling, you will need to carry out market research so you know that people are going to want to buy them and that there is a gap in the market for your business.

Trying to Run a Business Alone

Once your business is up and running you are going to struggle to handle all aspects of your work alone. Business owners that fail to delegate tasks to others end up taking on so much that the quality of their product or service suffers. Whilst you may not be able to afford to hire staff to start with, we are sure you will have family members or friends that you can rope in to give you a helping hand for the time being. Corporate team building is essential, make time for staff and make sure they all work well together and any internal tensions are sensitively resolved.

7 Business Mistakes You Can’t Afford To Make

Renting Space they do not need

Many business owners think that they need an office or other premises in order to look professional to clients. Offices and business premises are extremely expensive to rent and are often an unnecessary cost for new businesses. If you are worried that working from home will make your business look unprofessional, you could always use the services of a virtual office, one of which includes taking on their business address as your own.

Not Investing in Marketing

Unfortunately you cannot just set up your business and expect customers to know about you. All businesses require good marketing strategies. Even if your budget is fairly small, there are still plenty of ways you can market your business for free, for example using social media sites like Facebook and Twitter. We highly recommend marketing your business before you are even officially trading so you can start generating a buzz about your products or services.

Not Backing Up Data

This is one of the most common IT mistakes businesses makes that can cost them their future. If you do not back up your customer files and business data, then what are you going to do if you get a computer virus that destroys your system? Make sure your business files are backed up either to an external hard drive or the cloud.

7 Business Mistakes You Can’t Afford To Make

Hiring Staff they do not need

Although we said it is important to delegate work and not handle everything yourself, this doesn’t mean you necessarily need to hire full time members of staff. The problem with hiring staff is that it is a big commitment. Not only do you have to pay them a salary and offer employee benefits, but you may also have to find them an office to work in. If you are struggling to handle everything yourself, a much better option would be to outsource some work to a virtual assistant. This way you can simply pay for their service, rather than having to take them on as an employee, which is far more cost effective.

Not Complying with Regulations

No matter how new your business may be, you still need to comply with regulations. It is your responsibility to read up on the relevant regulations regarding things like safety in the workplace and ensure your business is audited for compliance. If you fail to comply with regulations, you could face expensive fines that cripple your business.


When you first set up a business it is important to take your time, ensuring that you make sensible and wise decisions. If you rush into it or believe you can scrape by without doing things properly, you may end up making mistakes that could cost your business its future.