Monthly Archives: July 2015

Tips To Select A Louis Vuitton Handbag Of High Quality

Tips To Select A Louis Vuitton Handbag Of High Quality

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Louis Vuitton holds a special place in the hearts of fashion lovers all over the world. If you have a deep interest in fashion, then you must have intended to buy a Louis Vuitton handbag at one point of time or the other. Here are some of the following steps that you can take to select a Louis Vuitton handbag of the best quality:-

Spend Some Time in Research

In case you are planning to buy a Louis Vuitton handbag from a specific design store, then you will need to spend a good deal of time in research. Acquire a fair idea about the different types of bags that are available. One of the best ways of doing so is to visit a designer store and check a real bag. Find out the quality of leather that has been used, the area where the logos should be ideally placed, and the way the hardware looks. Pay minute attention these details.

Tips To Select A Louis Vuitton Handbag Of High Quality

Check the Seams and Stitching of the Bag

There are rare cases when you come across designer bags whose seams are glued. In case you find that the handbag you intend to buy has an uneven or sloppy stitching, then it is highly likely that the bag is fake. Never go for a new bag whose stitching is frayed.

Quality of Leather should be Taken into Consideration

Leather goods have a distinct smell. So, if they smell like rubber or chemicals, then you are likely to have a fake bag in your hands. Always keep one thing in mind. If the retailer claims that a bag is made from leather, then it should have a soft, dry feeling. Bags made from fake leather tend to be sticky and oily. Make it a point to check the handles of the bag. In case it has handles or leather straps, then within a few weeks the leather will become slightly discolored. Fake leather handles, however, retain their shine.

Pay Attention to Hardware Quality

Special attention needs to be paid to clasp, closures and zippers, which are some of the major factors when it comes to checking the quality of a handbag. Hardware on designer bags ideally should have the same color and finish. The zippers should also open and close in a smooth manner.

Stay Away from Deals that are Too Good to be Realistic

In case a Louis Vuitton bag is sold at $3,000, and it is offered to you at $200, then you are probably being duped. Remember that if you are looking for a branded hand handbag that comes with a high discount, then you are likely to buy an item that is secondhand. So, if you plan to buy a used handbag, go for the one that has been retailed only recently.

Teens, Alcohol, and Fetal Alcohol Syndrome

Teens, Alcohol, and Fetal Alcohol Syndrome

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Health care centers have recognized the importance of avoiding alcohol while pregnant for years. However, underage drinking poses a significant risk to teenage mothers with teenage depression. When a teen begins to experiment with alcohol, he or she may be more likely to experience many different problems, which includes teen pregnancy. Furthermore, the mental health development of teenagers has yet to reach the cognitive, consequential understanding of actions as in adults. A thorough understanding of teenage depression and teenage alcohol abuse facts can help curb this correlation and incidence of teen pregnancy, teen alcoholism and teen fetal alcohol syndrome.

Teens, Alcohol, and Fetal Alcohol Syndrome

Teenage Alcohol Abuse Facts

Twenty-four percent of adolescents drank alcohol within the past month, and 15 percent of adolescents engaged in binge drinking, as indicated in the 2012 National Survey on Drug Use and Health. However, the 2013 Youth Risk Behavior Survey found 35 percent of adolescents drank alcohol, 21 percent engaged in binge drinking, 10 percent operated a vehicle after drinking and 22 percent of adolescents had ridden with an intoxicated driver. Immediately, this high prevalence of alcohol abuse in teenagers represents risks to teenagers. More than 10 percent of all alcohol in the US is consumed by US teenagers, asserts the Centers for Disease Control (CDC). Underage drinking has been linked to the following problems:

  • School problems, such as failure to maintain homework responsibilities, attendance and slump in grades
  • Social problems
  • Fighting
  • Legal problems
  • Inability to control impulses, such as engaging in risky sexual behavior
  • Unplanned teen pregnancy
  • Difficulty in recalling events and general memory problems
  • Additional substance abuse
  • Problems with cognitive development
  • Suicidal ideation
  • Alcohol poisoning and death
  • Teen depression and other mental health disorders
  • Unstable moods
  • Illnesses, including hangover, excessive vomiting, sleep deprivation, hypotension and dehydration

For teenagers under 15 years old, engaging in binge drinking, defined as drinking more than approximately five drinks in one sitting, the lifetime risk for becoming dependent on alcohol increases by 500 percent.

Teenage Pregnancy

In 2010, more than 600,000 teenagers became pregnant. 367,700 of these pregnancies resulted in births. In 2014, 6.3 percent of births in the U.S. were to teenagers, and 13.9 percent of all U.S. births outside of marriage were to teenage mothers. According to the Mayo Clinic, some states consider pregnant teens to be emancipated and legally accountable. This level of independence could account for the increase in risky behaviors while pregnant as parental input becomes lost.

A new study, “Substance Use and Teen Pregnancy in the US: Evidence From the NSDUH 2002-2012,” found 33 percent of pregnant teens between the ages of 12 and 14 admitted to using alcohol or illegal drugs within the past month. Moreover, the study’s findings suggest the rate of substance abuse may actually increase when pregnant, and pregnancy rates increase as substance abuse rates increase as well.

Fetal Alcohol Syndrome

When an expectant mother drinks alcohol, regardless of the quantity, it poses developmental risks to the fetus. Fetal alcohol syndrome has varying degrees of severity, but it tends to cause brain damage and hinder growth. Sadly, the effects of fetal alcohol syndrome are irreversible, and the only course of treatment is to try to reduce additional learning difficulties and abnormalities following birth. The Mayo Clinic explains the physical defects of fetal alcohol syndrome include the following:

  • Wide-set eyes
  • Thin upper lip
  • Smooth skin between the upper lip and nose
  • Deformities of appendages, joints and fingers
  • Vision problems
  • Hearing difficulties
  • Small cranial size or a small head and brain
  • Cardiovascular problems
  • Organ failure
  • Bone density loss

Brain Defects of Fetal Alcohol Syndrome

  • Lack of coordination
  • Cognitive issues
  • Poor memory and recognition
  • Attention problems, such as ADHD
  • Inability to understand consequences of actions
  • Lack of judgement
  • Unstable moods
  • Additional mental health problems

Statistically, fetal alcohol syndrome affects 1 percent of all live births across the U.S. However, the statistics for teenage birth rates with fetal alcohol syndrome may be much higher due to the number of teenage mothers who refuse to provide healthcare records and information to authoritative departments.

Curbing the Trend

Since the direct connection between alcohol abuse and teen pregnancy exists, the incidence of fetal alcohol syndrome increases. The key to reducing this disturbing trend is addressing the availability of alcohol, drugs and other pseudo-legal substances, such as the synthetic drugs, to teens. However, these substances will always be present to teenagers, especially if parents do not provide adequate supervision of teenagers when alcohol is in the home. The incidence of teen depression can occur in any cohort of adolescents, the risk factors for developing depression include the following:

  • Parents with substance abuse problems
  • Financial problems at home
  • Physical, verbal and sexual abuse
  • Death in the immediate family
  • Death of peers
  • Peer pressure

Furthermore, teenagers with an existing mental health condition need to obtain treatment in a Florida mental health facility. Teenage depression should be treated with medications, psychotherapy, and support systems, depending on the specific treatment plan. In turn, this will reduce the chances of engaging in inappropriate, risky behaviors. Teenagers have the option of obtaining treatment in a center for alcohol detox Florida. The Office of the Surgeon General and the National Institute of Health have advised healthcare providers and parents to monitor their teenage children for behaviors alluding to alcohol use, such as those mentioned within the consequences of underage drinking section.

By taking a proactive approach to teenage mental health and problematic behaviors, the incidence of teenage drug and alcohol abuse, fetal alcohol syndrome, and resulting teen pregnancy can be reduced.

cyber security

How To Master Communication In The Modern Office

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Communication is now easier than it has ever been.  We have access to technology that wasn’t thought of  in previous generations.  We are able to send documents securely, hold video meetings between people in totally different countries and send money in seconds – all online from the comfort of our home or office.

However, while this technology is impressive, it is making the working office far more complex.  Never more so than now has there been a need for a fully functioning and highly effective IT department to support members of staff.

Improved Email Management

Today, everyone uses email. Most of us will check our emails as soon as we log on each morning.  However, most of us aren’t probably using our email to its full efficiency. Emailing is not about just writing a message and clicking send. A simple thing like creating and using shared templates on Microsoft Outlook could save you a great deal of time and reduce the risk of typos or other errors. Equally, the proper management and archiving of emails is vital to speed up the information retrieval process, improve the audit trail process and free up valuable space on your computer.  Ensuring staff are fully trained in how to use the email system effectively will greatly improve the efficiency of your business.  Staff should also be trained in ensuring cyber security is maintained when corresponding with others via email.

Virtual Working

Until very recently, working from home was an option open to very few.  The occasional opportunity for a working parent to stay at home with a sick child for an odd day for example.  Today however, more and more companies are offering this as an option and it requires very little effort to set up a fully functioning home office.  This enables the worker to reduce their commute, free’s up office space at the head office and makes for a generally happier workforce. However, working virtually comes with some drawbacks.  Team members are unable to bond and build the team as effectively when they are not face to face.  It is vital that some office time is built in to a homeworkers schedule to ensure the team dynamic is maintained.

Phone Management

Just like email, telephones are an integral part of any office setup. However, many of us take them for granted. For large businesses, having the right phone system and proper training is very important. You will need a system that is easy to manage and use. If it is automated, you need to ensure that it serves its purpose as per your needs and can easily be updated. A working communications network within your office will ensure the smooth running of your company. Having dependable communication technology and reliable IT support is paramount to ensuring that this happens.

Importance Of Branded Freebies

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Congratulations! You’re representing your company at an exhibition and you’re all set to go. You have the banners, the videos and your staff on hand to share everything about your company your prospective customer could want to know. You’ve considered using some cheap disposable USB sticks that are branded as freebies, but decided not to as no one keeps such things anyway, right? However, if you go with the right freebie it can work very well for you in so many ways that other forms of marketing simply cannot do. Your freebies need to stand out from the crowd and be unique.

How do you Make the Freebies More Interesting?

Useful or Unique Freebies are Always Welcome

When people get a freebie they are usually getting a branded pen, notepad or something similar. In time, these wind up in the trash. Make your freebie stand out from the crowd. Instead of a USB stick or a pen, be original. Consider a stress ball they can keep on their desk.  Another excellent choice is a USB cup warmer. Everyone wants to have a hot cup of tea or coffee at their desk. Make your freebie so unique that everyone wants to stop at your booth and get one. It will stand out from the rest of the crowd and no one will ever forget your company name or logo.

Don’t Overdo It

If you want to win your customer be sure that you’re not giving away so many freebies that you appear desperate. Of course, everyone is going to want one. However, it won’t be because they care about your brand, they just want the freebie so watch out that it doesn’t backfire.

Don’t Be Too Obvious

People want something for nothing, it’s part of human nature. A company will use freebies as part of their marketing strategy. Whilst it won’t always get the sale, it will keep your name at the forefront of peoples minds.  A good freebie should support not undermine the companies marketing strategy.  Encourage customers to share their new acquisition on social media by providing them with a memorable hashtag.  Their followers should be interested enough to find out what their friends or colleagues are tweeting about and look you up to find out more information. You want people to remember who and what your company is about. You want others to walk by the persons desk and say, “I wish I had one of those, where did you get that?” This opens up a conversation about your company right then and there. This keeps your company at the forefront even after the big event where you handed out the freebies to begin with. The person that just walked by the desk and asked is going to be thinking, “and all I got was this stupid pen, I wish I’d gone to that table”.

Tips On How To Get A Home Loan Request Approved

Tips On How To Get A Home Loan Request Approved

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To be honest, lenders these days aren’t exactly offering home loans like Santa Claus handing out Christmas presents to little children. The process of getting a mortgage approved has got complicated over the years. Banks and money lending corporations have come up with two to three layer checks and verification system to keep the potential defaulters at bay. But does that mean the chance of getting a home loan is really slim? Well, that’s not true! Taking care of a few things mentioned below will ease up your loan approval request.

A Healthy Credit Report

A good credit score holds the key for securing a home loan and that too at low interest rates. So what exactly is a credit score? Simply put, it is a three digit number which gives the money lender an idea regarding the amount of risk involved in lending money to the borrower. Different lenders use different credit score range but one thing that is common in them is the principle of “the higher, the better”. So, the higher your credit score, the better are your chances of securing a loan for your dream abode. Thus prior to applying for a home loan, ensure that you have a good credit score. You can get your credit report generated free of cost through various online tools and software. Paying bills on time, keeping the credit card expenses low are some great ways to have a good credit score.

Borrower’s Employment History

Your employment record is an important factor for the bank or lender to determine whether or not you qualify for a home loan. It shows how likely you are to repay the loan off within the stipulated period. A steady employment history with no change of workplace at least for a period of 8 to 10 months will boost up your chances of getting a home loan.

The Down Payment Size

The down payment is an initial amount paid (usually in cash) to the lender or bank when something is bought on loan. Ideally the size of down payment should be around 20% of the loan value. However, it can be as low as 5% too. Keep in mind that higher down payment usually results in low interest rates and flexible paying options.

Monthly Expenses

Whenever you apply for a mortgage, your lender will scrutinise your monthly expenses very minutely. Make sure you include all the details of your expenses including mortgage payments and property taxes. The combined monthly expense should not be greater than 28% of the total monthly income. However, in case it exceeds 28%, there is not much to worry. You should provide valid reasons and explain to the lender that you are more than capable of repaying the debt off.

Some tips to take care of the legal side of a home loan are:

  • Home loan terms and conditions vary from lender to lender. You should make a detailed comparison to choose the one best suited to you.
  • Home loan terms and conditions are usually not laid down in a very lucid way. So a person with no legal knowledge could have a hard time trying to figure them out. Thus consulting a conveyancer is a good thing to do.
  • A conveyancer will also take care of the legal aspect of transferring the property rights from the seller to the buyer.
  • You could visit the websites of various online conveyancers or walk up to their office to get professional quotes like London conveyancing quotes to have a first-hand idea about the charges involved.

Following all these laid out basics, getting a home loan should not be a tough job for you now. Good luck!

Author Box:

Frank Spark is an expert at managing your Finance and helps you secure a home loan for you at attractive interest rates. In addition he suggests roving your eyes over genuine quotes like London conveyancing quotes to keep you safe from any financial surprise.

Upsides Of Using A Web Based Application For Controlling Investments

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Everything in current world is turning digital by all means. This is the most prevalent step that is geared towards the achievement of vision 2030. There is absolutely no comparison between manual and digital ways of doing things. The latter is not only time saving, but also efficient. This has been shifted to all nearly the means of provision of various services. As a matter of fact, this is clearly evident in accounting services. Days are gone when a person had to be physically present in a financial institution so as to present their cases to the commerce professionals. In the current business market, this is not necessary at all.

Let us look at the reasons why we can count on the DIY Super Online service providers:

It is Super Simpler

Many people are sick and tired of queuing in the bank processions for hours waiting to be served. This is not only cumbersome but time consuming too. Even worst, each client is likely to have minimum time to explain their case to the professionals. This is most likely to cause missing of some important details and makes it hard for the service providers to provide efficient reports and book keeping records due to the insufficient information. The web based application has come to b rescue the entire hassle and draw backs that are in the manual means. The business firms only need to provide all their details online and expect perfect services of book keeping and reports.

Detailed Reports

A report is a crucial document for any business that is aiming to succeed. It determines the most ideal step to take towards improving business progress. Therefore, the web based application service providers almost guarantee their clients comprehensive reports to suit their specifications in investment  as well for accounting only to mention a few.

Offering Additional Services

It feels nice when a customer is given an incentive of any kind. This is a perfect way of encouraging a client to be a recurrent customer. It is something that the web based applications have noted with concern and thus have considered implementing additional services to their customers. Some the additional services that they offer may include: giving their customers returns on annual basis, preparing documents of pensions, contributions as well as benefits of members, rather trustees.

Efficient Enquiry Services

Communication is vital if any transaction has to take place successfully. In fact, it is even better if it is carried out in a more convenient manner. It is through communications that clients are given a platform to express their opinions, enquiries as well as complaints. That way, the service providers are able to handle the situations in a better manner in favor of their customers. Similarly, this is very practical in the web based application service providers. They have a well founded local support of communication. This is achieved when the staff responsible for public relations connects directly to the customers’ that may be having issues. This provides way forward for the most ideal step to take. That way, they are able to assist greatly in maintaining clients. They note down transactions as explained by customers to come up with ideal reports.

How To Effectively Negotiate Car Insurance Rates

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It is against the law to not have insurance. If you get into a major collision, you could be held accountable, but if you don’t have coverage, you could see jail time. When it comes down to it, insurance not only protects you in the instance of collision – it also protects the other driver. This is especially the case if there is an injury or death involved.

How To Effectively Negotiate Car Insurance Rates

If you don’t have insurance, all of your assets could be at stake – your home, your business and your other cars. When it comes down to it, there are no laws that say you can’t haggle on your insurance rates. What you have to realize is that insurance agencies base their initial estimates off of a carefully calculated risk assessment algorithm. If you are a more risky driver, you will wind up with high rates. Here is how to effectively negotiate car insurance rates.

  1. When buying a car – you want to make sure that you find the safest model. The truth of the matter is that having a safe car will give you bargaining points. When you purchase the car and take ownership, you want to bring the car’s safety records to your insurance specialist. Your agent will look over this information and decide if the rate should be lowered.
  1. Reduce the amount of miles you drive – if you don’t need to drive all day, or even all week, you may be able to relegate your times behind the wheel. For instance, if you only need a vehicle to get to work, you may be able to speak with your agency about lowering the rates according to the number of miles you drive. The truth of the matter is that if you drive over a certain number of miles, which most people do on average, you are effectively raising the chances of getting into a collision.
  1. Make sure that you purchase a specific type of vehicle or visit a specialized auto insurance agency. If you had a boat, you would probably go to a company likeAnchor Marine Underwriters Inc. – but if you have a specific type of vehicle, like a classic car, you probably want to go to an agency that specializes in covering classic cars.
  1. Boost your credit score – another thing that will give you bargaining chips is a higher credit score and a cleaner credit report. If you have mistakes and errors building up on your report, you may want to speak with the creditors and fix the errors. If they are not errors, you may want to think about paying them back. Even if you set up payment plans, this will help you get things back in order.
  1. Clean up your driving record – some serious offenses on your driving record can never be cleaned up, but if you have a few infractions, you may be able to speak to a judge about wiping them off. These items are most likely causing your insurance rates to skyrocket. In the end, you may have to visit a traffic school, but it will all be worth it in the end.
Your Eating Technique To Manage Your Entire Body

Your Eating Technique To Manage Your Entire Body

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The less carb diet for weight reduction is utilized by numerous individuals to keep up their optimal weight. It is a certainty checked through great exploration thinks about that less carb weight control plans work. There are claims that less carb health food nuts lose 2-3 times more weight than individuals who are on less-fat eating methodologies. These are great at diminishing weight, as well as help to control different way of life maladies. Individuals on this eating routine experience a diminishment in pulse and a regulation of glucose levels.

Your Eating Technique To Manage Your Entire Body

The less carb eating regimen is superb for managing the resolved fat that coagulates around basic organs which regularly triggers hazardous sicknesses in individuals. It additionally helps that it triggers the end of hardheaded fats in the stomach territory and thighs that numerous individuals have some major difficulty disposing of even with strenuous activity.

Lesscarb Diets and its Advantages Over Entire Body

One of the reasons that the less carb weight control plans work is they lesser Insulin levels in the body. Insulin is a hormone delivered in the body that controls glucose levels. Insulin invigorates the generation of fat in the body and hinders the blazing of this fat in the body. At the point when the level of insulin adjusts in the body, we have adjusted vitality levels, and the body blazes fat productively. Adjusted vitality levels are what the less carb eating routine plans to accomplish.

These eating methodologies lesser and parities the insulin levels in the human body that prompts the smoldering of put away fat for vitality. Everything considered, when the insulin levels in the body are high, the body stores fat. In the event that your eating routine adds to high insulin levels constantly, the outcome is an increment in fat stockpiling that adds to undesirable weight pick up.

The expanded admission of protein on the less carb diet for weight reduction adds to fat smoldering and development of incline muscle in the body. By their tendency, proteins make us feel more full for more thus there will be a diminishment in hankering that aides in weight reduction. The increment in incline bulk builds the body’s digestion system that therefore adds to expanded fat blazing in the body. With these focal points, you can see the less carb eating routine functions admirably when taken after determinedly.

Items like phenibut and others are likewise accessible in the business and being taken by the enormous number of people to keep their body on track. These meds work in another way in this way they begins to sharp personality tension and push free further makes body free from the issues that can happen because of different mental risks. These items accompany no reaction alongside enhanced memory so that nobody need to put their psyche on anxiety where different risks come to happen. Know all the more about these items by going to its own particular page http://nootropicsreview.org/is-phenibut-legal/ and use it according to the your needs to keep your body push free and to keep congruity with nature.

5 Helpful Debit and Credit Card Protection Tips

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Ask anyone about identity theft and they’ll either tell you horror stories about their own experiences or relate what happened to family members and friends. There are few people untouched by some kind of credit fraud these days. And half the time it has to do with security breaches at major retailers (Target, Home Depot, Sony, etc.) or even banking or credit institutions (JP Morgan Chase). Even so, there are certainly steps you can take to better protect your debit and credit cards. Here are a few helpful tips to keep your identity and your credit safe.

  1. Be careful who you give information to. Phishing scams have become very sophisticated these days, with scammers going so far as to send emails that look official and even contain some of your personal information. And when you click on a link, you’ll be routed to a page that looks a lot like the real thing. But whether clicking a link allows scammers to install spyware on your computer (keystroke loggers, for example) or you are prompted to enter login information on a faux homepage, you’re virtually inviting them in and giving them all they need to steal your identity. So if you think an email is authentic, simply contact the listed company directly rather than clicking a link. And beware of vishing (voice phishing) scams, as well, where scammers call you and say they’re from your bank or other institutions. Never give out sensitive data over the phone – hang up and call the company directly to verify.
  2. Shop secure websites. Before you enter debit or credit card information online to complete a transaction, always make sure to look for the lock icon to ensure that the page is secure. This icon lets you know that the information you’re sending is encrypted.
  3. Check accounts frequently. If you check your accounts regularly, you’ll quickly notice any fraudulent charges that show up, giving you time to shut down your account and stop further charges.
  4. Ask about EMV. Because of the growth of identity theft, credit fraud, and security breaches, some banks and credit card companies are moving away from magnetic strip technology and focusing instead on the increased security offered by computer chips embedded in cards. EMV stands for Europay, MasterCard, and Visa, and these are the companies pushing this advance in credit security. Whereas magnetic strips store credit information that is read when cards are swiped, EMV chips generate a one-time code for every purchase. So if the data is stolen, thieves will be unable to use it to make subsequent purchases. If you want the best protection for your bank and credit card accounts, make sure you’re using cards equipped with this technology.
  5. Go paperless. You’ve probably received plenty of notices from banking and credit card institutions about going paperless. This not only saves these companies money on printing out paper statements, but it also works in your favor, security-wise. Even if you shred documents containing sensitive, personal data, thieves could dig through your trash and piece them back together. No paper means no chance for dumpster divers to steal your information. So do your part for the environment and the security of your credit accounts. Whether you bank with1st Financial Federal Credit Union or you rely heavily on credit cards, find out if going paperless is an option.
Things To Consider When Buying Shelving Systems For Your Home or Business

Things To Consider When Buying Shelving Systems For Your Home or Business

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There are a number of things to consider when buying shelving systems for your home or business. The primary points that need to be addressed are what do you need to store and how much space do you have available.

There are many ready-made storage solutions available in stores for household storage from stackable plastic containers to wire-frame baskets to garage and pantry shelving and even custom closet solutions. Office supply stores and home improvement stores will be useful as well. Look for expandable, scalable systems that will continue to meet your needs in the future. Click here to read more on shelving systems.

When you are considering shelving systems for your business, you will need to pinpoint your needs. Consider what kind of accessibility you will need, whether storing archival records or retail stock that has frequent turnover. How frequently is the storage area accessed and by whom? Will access be open, restricted or secured? Will it be located off-site or near the point of need, indoor or outdoor?

The storage environment will influence the use of shelving materials. For example, galvanized steel products are ideally suited for use in commercial shelving wherever delivery bays, entry doors, or other openings are left open, leaving items exposed to environmental stress such as heat, humidity, rain, freezing cold, and rain. Galvanized products are impervious to damage from moisture, mold, rust or other causes.

It can be critical to make the best use of space while evaluating other business needs. Are there competing space needs for personnel, display, sales, or working areas?

Some other things to consider are safety issues. Local safety regulations, Uniform Building Codes and OSHA regulations all weigh in so that it is unlikely that shelving based on wood, glass or plastic would pass fire regulations. High strength galvanized steel shelving, on the other hand, is likely to meet all state, federal building and safety codes. Custom shelving solutions should be certified as being fabricated of high tensile steel coils that conform to industrial standards for quality and durability.

Ease of assembly is a significant consideration. Boltless systems that assemble uniformly with elbow grease and a sturdy rubber mallet eliminate the need to keep track of nuts, bolts, washers, and screwdrivers of various sizes when installing a shelving system and significantly streamline the installation process.

Size and mobility are factors to consider when selecting a shelving system. Is the shelving unit to be assembled in its ultimate location, and if it is, will it need to be moved at on a later occasion? Questions then arise as to whether the unit can be moved intact, whether it will pass through doorways, whether it is light enough to be moved in its entirety or needs to be disassembled and reassembled in the new location.

Are there further accessories needed to store items of different types and sizes, such as file boxes, books, DVDs or small parts? Is the shelving customizable to accommodate different shelf heights and horizontal partitions? Consider modular interchangeable systems that support easy customization.

What about weight capacity? Household storage generally encompasses seasonal items, yard equipment, small appliances and hand tools which don’t impose inordinate weight considerations and are met with light duty systems. Business storage, however, can encompass broad ranges of items to be stored, requiring heavy-duty storage systems that will support the entire load weight without risk of collapsing. At the heaviest extreme, pallet storage systems can support hefty weights stored horizontally and accessed by a forklift. These can include machinery, tools, heavy vehicle parts and accessories.

When storage space is at a premium because of cost or because other parts of the business have competing needs for space, creating a more compact storage space is a powerful technique. If the business is located in a building with high 20 ft ceilings, mezzanine solutions can be developed that create a second level of storage racks, accessed by stairs. Storage racks can be spaced three ft apart rather than five ft to further reduce space needs. Mezzanine storage usefully creates twice the storage capacity given the same ground footprint.

A final strategy when space is at a premium is to employ mobile storage racks that essentially eliminate the space between rows of storage racks except for the one being accessed. Multiple storage racks are mounted face-to-face on flat parallel tracks and moved backwards and forwards along the tracks to push the racks together that are not being accessed. This configuration can also serve to keep out some dust.

These are some of the things that need to be considered when buying shelving systems for your home or business. By taking the time to think things through carefully, you’ll make a better-informed purchase that better serves your needs. For major projects, it would be wise to consult shelving experts with years of experience devising optimal storage solutions that answer your storage needs.

For more information visit WPSS.Com.

London Property Rentals – Essential Questions To Ask A Prospective Landlord

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Few would deny that finding property in London of solid quality and for the right price is quite the ask at the best of times. However, when it comes to trying to go about the process from a foreign country and when English isn’t in fact your native language, things have a habit of becoming all the more complicated.

Now, it’s important to remember than in this day and age it is in fact surprisingly rare to come across a genuinely dodgy landlord with a property of the same nature. It’s just too difficult to get away with unfair service or the letting of a poor property these days, but at the same time there will always be those who operate on a much higher level than others.

London Property Rentals – Essential Questions To Ask A Prospective Landlord

So in the instance of an Italian national looking to make the move to London for the first time, what kinds of questions should you be sure to ask any prospective landlord prior to signing any contracts?

What is Not Included In the Rent?

In terms of sorting out the price of the place and what you’ll be paying, this is just about the more important question of all. The reason being that while in some rental properties the rent covers everything, in others it covers far less. From gas to electricity to building maintenance fees to parking charges and so on and so forth, there’s a lot to be taken into account and a great deal that can make what appears to be a great price considerably less realistic. So rather than taking anything for granted, be sure to ask about what the rent covers.

Do You Have the Property’s Gas Safety Certificate?

It’s a legal requirement in the UK for all property owners letting their places out to have their gas installations checked and certified for safety on a regular basis. It’s therefore standard for landlords to hold onto and produce this certificate upon request – those unable or unwilling to do so may be both breaking the law and putting the lives of their tenants at risk. And just for the record, saying they have it isn’t good enough – they need to produce it.

When Were the Appliances Last Changed?

If you are looking to rent a property that already has anything like a washing machine, a cooker, fridge, dryer or anything else across the board, these will all be factors in determining how much rent you pay. As such, it’s important to ask what kind of condition they’re in and when they were last repaired as if they’ve been in use since 1984 and are largely falling to pieces, it’s not fair that you should be expected to both use them and pay for them.

Is the Property Insured?

You’ll need to ensure you have your own insurance in place to cover your own belongings, but at the same time it’s important to ask whether or not the building as a whole is insured. The reason being that without insurance, it may be impossible for the landlord to carry out urgent or major repairs when and where needed…if at all. From broken boilers to electrical issues and structural problems too, insurance is a fundamental essential for any landlord you want to do business with.

Do You Have References?

Any landlord operating in London with a reputation to be proud of will be more than willing to offer details of one or more references to verify their own claims to fame. It’s standard practice for UK tenants to ask for and speak to references (if necessary) prior to signing up with a private landlord, so don’t be afraid to do so. After all, if they refuse your request, this will probably tell you all you need to know about them.

Can I Take Some Time to Think?

Last but not least, it’s of course in your best interests to take some time to think things over – what with the importance of the decision you’ll be making. But at the same time, asking the landlord for a little time to think things over is also a good test of their character and professionalism. You should never for one minute feel as if you are being pressured or hurried into making your decision – respectful and professional landlords do not operate in such a way. As such, even if you’ve pretty much made up your mind already, it’s still a good idea to ask for at least a little time just to gauge how helpful and accommodating or otherwise your prospective new landlord may be.

What Steps Should You Follow Test A Power Supply Unit?

What Steps Should You Follow Test A Power Supply Unit?

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Is your system rebooting randomly? The major reason behind the problem could be a problematic power supply unit(PSU). Problems in PSUs can cause the malfunctioning of single components, black screen or system not powering at all. In such a situation, it would be wise on your part to check the PSU since problems within it would prevent your system from functioning efficiently. It might also damage the hardware components of your computer. Here is a guide that can help you test a PSU:-

What Steps Should You Follow Test A Power Supply Unit?

Make Use of a Special Testing Device

In case you have a device that is specifically meant for special testing, then you will need to attach the main power connector, one by one with other connectors. The green LED will signify whether voltages are OK or not. This is a suitable option if you are planning to perform a quick test.

Utilize a Multimeter

With the help of a multimeter, you can test each pin individually and find out their voltage. To power the PSU without connecting it to your system, you will need to connect the PS_ON pin to one of the GROUND pins. Once you have done that, you will need to install the multimeter correctly. Attach the black cable to the ground jack and the red one with voltage-measuring jack(V). Make sure that the turn switch is set at 20V DC voltage.Once you have done that, connect the tip of the black cable with one of the GROUND pins and tip of the red cable to all other pins to supply power. Following this method, you can check all your connectors. The offsets need to be put at +/- 5% at the maximum. You should use a new PSU in case you have detected pins or in case measured values are out of the valid range. If you need to, you can use tables in PDF file to document the values you have measured. In case you have different connectors, you will need to contact Google for pin configuration.

Robocopy(Robust File Copy for Windows) is an effective command-line utility that you can use for file-based backup creation and restoration purpose. The unique thing about is that it is small(only a single .exe file), and is included in Windows 7 and offers numerous options to meet all types of requirements. In case you are using Windows XP, you can download Robocopy from Microsoft. You might hesitate in using it in the initial phase since it is a command-line utility. But all that you just have to do is to create a single command and copy it for every folder that you want to have a backup.You can also utilize Robocopy in a batch script(.bat file). The two major options that you will need to use to customize the process of copying will be the source directory and destination directory.

What Communities Are Doing To Help Reduce Drug Abuse

What Communities Are Doing To Help Reduce Drug Abuse

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Drug abuse has been a problem since the first drug was invented, which was opium that has a history dating back to B.C. However, over time, the number of drugs and the potency of them have increased and caused even more people to partake in drug usage. According to the Substance Abuse and Mental Health Services Administration’s (SAMHSA’s) National Survey on Drug Use and Health, 23.5 million people 12 years of age or older had a drug or alcohol problem in 2009.

Drug abuse is a growing problem, as deaths from heroin and other opiates have increased. Communities are realizing that these dangerous drugs are killing people including youths. People steal and murder just to obtain drugs, causing increasing crime rates. As a result, many towns are starting to combat the problem with special programs.

What Communities Are Doing To Help Reduce Drug Abuse

One prime example is in Orange County (OC). Although Sovereign Health provides rehab for alcoholics and drug addiction treatment for teens and adults, OC developed numerous organizations and programs including the Community Alliance Network (CAN) National Council on Alcoholism and Drug Dependence in Orange County (NCADD – OC), which focuses on the prevention of underage drinking. Through mass media, the NCADD – OC staff educates and trains individuals to prevent alcoholism in teens and to raise awareness of the consequences of underage drinking.

The NCADD-OC’s Parenting Initiative works to elevate the amount of parental involvement children have, which will ultimately strengthen the community and reduce drug and alcohol use. Parenting Initiative runs mass campaigns, does community networking with other organizations and schools, and offers many resources for parents.

NCADD-OC also has RX for Prevention, which is dedicated to educating people about the dangers of prescription and over-the-counter drug abuse. This particular program focuses on adults, youth, community leaders and even health care professionals about the dangers of these drugs and how to dispose of them safely.

Substance Abuse Prevention and Control (SAPC) in Los Angeles County implemented a number of programs to try to prevent drug abuse and the need for long-term drug rehab. For instance, the Juvenile Justice Crime Prevention Act – Youth Substance Abuse was intended to prevent crimes like drug abuse. The Office of National Drug Control Policy’s (ONDCP’s) Drug Free Communities (DFC) Support Program is pushing the issue of schools, parks and other public places enforcing rules about the no-drug policy. The group also reaches out to military personnel and their families since post-traumatic stress disorder patients are more likely to abuse drugs and alcohol. These individuals end up needing mental health programs that address their specific needs. If not, they end up needing dual diagnosis treatment or rehab for alcoholism, or just the assistance of a drug and alcohol treatment center such as Sovereign’s.

How To Get Financing For Your Fixer-Upper

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If you are trying to get your dream home while also working with a limited budget, then a fixer-upper might be your best bet. There are several advantages to pursuing this path. Purchasing a home that needs some work is one way to get into the best neighborhoods without also paying the high price that comes with most of the surrounding homes. Additionally, getting a fixer-upper allows you to get creative and make the house your own.

While the decision to purchase a fixer-upper may be an easy one, the tricky part can come when you are trying to secure the financing. Maybe you have enough money saved up for the down payment, but you don’t have the savings to cover the renovation as well. How should you proceed?

There are two main loan options for homebuyers in this situation. The Federal Housing Administration (FHA) 203(k) rehabilitation loan and the Fannie Mae HomeStyle Renovation Mortgage are both loans that have a built-in reserve to cover the costs of renovations.

These types of loans are ideal when the cost of the renovation is going to be significant. It is also important to note that these loans are probably not the best option when only small changes are going to be made to the home. In the instance where minor renovations are going to be completed, it makes more sense to replenish your savings to cover the costs, instead of borrowing just a little bit through a home renovation loan.

Each of these loans works in the same way – part of the loan will cover the cost of the house, and the additional funds will go into an escrow account. In order to pay the contractors as work is completed, the mortgage lender will send an inspector to review the work every step along the way.

Another detail that will take some time and additional effort on your part is determining the amount of the loan. Once you have found the fixer-upper you would like to purchase, the next step is to work with a contractor or HUD consultant to determine how much the total renovation will cost. After the plans have all been approved, the final loan amount will then be determined by combining the appraisal value and renovation costs.

While the FHA 203(k) and HomeStyle loans are alike in many ways, they do differ at a few points. FHA 203(k) loans involve a 3.5% down payment, while HomeStyle loans require a 5% down payment. Additionally, if you want to complete some of the smaller projects on your own, you must choose the FHA 203(k) option.

The financing options for a fixer-upper can be confusing, but navigating through all of the details is well worth it to get the home of your dreams. If needed, consult with a local real estate agent on topics that appear to be confusing.

Vitamins and Minerals

Vitamins and Minerals

| Food, Health News | No Comments

Our body needs many vitamins and minerals for health and growth.

Vitamins work as enzymes or catalysts to biochemical reactions in the body, releasing energy from food and speeding up chemical reactions. Minerals form the hard bony structure of the body, and are vitally important in chemical reactions and in regulating water balance, nerve response and muscle contraction

Some vitamins also act as antioxidants and form an integral part of the structure of proteins, hormones and blood.

With the exception of Vitamin D, which is made by sunlight on the skin, and Vitamin K, which is synthesized by bacteria in our intestine, vitamins must be derived from our diet.

Vitamins are usually classified as fat soluble or water soluble. Fat Soluble vitamins (A, D, E and K) are stored in the body, so excess of these vitamins can cause unpleasant side effects. They occur in association with fat and are fairly stable during cooking and processing. Water Soluble Vitamins (B group and C) dissolve in the body fluids, therefore excess intake is mostly excreted in urine. They are distributed in many foods, including fruits, vegetables, grains and meat and are often sensitive to heat.

Vitamins and Minerals

Minerals are usually classified as major or trace. Major minerals are needed in large amounts, and include calcium, phosphorous, magnesium, potassium, sodium and iron. Trace minerals include zinc, copper, iodine, fluorine, manganese, selenium, chromium and molybdenum. They are found in many different foods, including meat, fish, eggs, nuts, dairy, grains, fruits and vegetables.

Ideally, it is best to get your vitamins and minerals from food, not tablets, however sometimes this isn’t possible. At Vibrant Health and Nutrition we aim to stock the best brands with the best formulations to make sure you are supporting your health with the best supplements and getting the best value for money.

It is important to remember, with any supplement, that more is not always better, and it is always best to seek guidance about your health and how to support it naturally. At Vibrant Health and Nutrition, you can be assured that there will be a professional in store at all times, to help you make the best choice for you.

For more info about health and nutrition or apple juice health benefits visit Karen H. Cole blog.

How and Why To Draft A Fantastic Customer Survey

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Customers are at the core of all types of businesses. Whether you sell products, services, or technical support, you need clients to keep your business running. In many business archetypes, however, many businesses seem to lose sight of that fact. Whether it’s because all of their customers are obtained and managed digitally, or because the client relationship isn’t a traditional one, customer experiences often end up feeling robotic, transactional, and impersonal.

As a business owner, you have to do everything in your power to prevent your customers from feeling this way. When customers don’t get a personalized and human experience with your business, they won’t feel valued. Even if this feeling doesn’t strike them right away, you can’t build brand loyalty without making your customers feel special, valued, and most importantly, understood.

Why You Have to Do Customer Surveys

As has already been discussed, customers are at the core of your business. Whether your clients are individual people or large corporations, there are always people on the other end sending money to your business in exchange for something. You no doubt understand how easy it is for a satisfied customer to become dissatisfied. Maybe you’ve been there yourself. In retrospect, many interactions, even small and meaningless ones, end up turning customers away for life. In these scenarios, customer surveys can help you in a couple of different ways.

First, an online survey can help you to win back these customers. You’ve no doubt had disagreements with personal friends or your family members in the past. Don’t you find that discussing the disagreement helps to resolve matters? Even if nothing changes, coming to an understanding of why your friend or family member said or did whatever it was that upset them can help you to repair the relationship. Your customers are people too, just like you are. Allowing them to express their dissatisfaction gives you an opportunity to help them to feel understood. It’s at this point that you can better understand what’s going wrong in your business. Maybe these are big problems that deserve serious attention, or maybe this customer actually expected something unreasonable. In either case, you can improve matters. One the one hand, you can make improvements so that other customers don’t feel abused in the future. On the other hand, you could make improvements to the process or messaging so that other customers have more proper expectations.

Second, surveys can help you to craft new business experiences, products, or services. You don’t have to use surveys in the same way that many retailers do. If crafted correctly, you can learn a lot about your customers’ needs and wants. Perhaps there’s a product that could fill those gaps. In the end, this will be a benefit, not only to you but also to all of your customers who will have these needs served. In reality, surveys can be used, not just to improve customer interactions, but also to create new sources of revenue, smooth out business practices, and remove inefficiencies across your business.

How to Craft and Deliver a Fantastic Customer Survey

Delivery is a very crucial key to your success when it comes to surveys. Many retailers take the approach of leaving information on the survey at the end of their receipts and leaving matters entirely up to customers. Sure, some of your customers may follow that link and answer a few questions, but most customers will ignore this opportunity. It’s important to again stress the importance of making your customers feel valued, and that they are getting personalized service. Sticking a link at the end of your receipt certainly ensures that many of your customers will receive an opportunity to take the survey, but it also feels impersonal. Have you ever been to a store and received a shopping bag with the words “thank you” printed in big, bold letters? Did this make you feel appreciated? Most people don’t even notice these words. Why? Because it’s impersonal. Your customers will know that your company made no effort to thank them for their business. They will only truly feel appreciated if they are thanked personally. The blanket approach of leaving a link on a receipt is more likely to result in receiving surveys only from individuals who were extremely pleased, or very displeased with their experience. This leaves out the most valuable surveys.

The best way to counteract this is to verbally ask customers for their feedback. If you run a store, ask customers who come in. Explain to them that your business places a lot of value on individual customers, and would love to have their personal and honest feedback.

Next, make sure your surveys are as short as possible. More than ever before, customers are busy. Even though a twenty question survey may only take five minutes to complete, most customers will lose interest before it’s finished. If possible, use less than five questions, and keep the questions and answers simple.

Don’t ask questions that don’t have any value to your business. Questions like “how would you rate your service” may or may not actually help you improve your business. Consider this, if you ask that question on a survey, and all of your customers give you a low score, what will you do with that information? Craft questions that will enable you to take action. Questions like “Did you receive a response quickly enough” will tell you whether you need to make improvements in specific areas.

Make sure that the questions on your survey are consistent. Many surveys will have scales and yes or no answers. If the first question is “Were you satisfied with your service today”, you’ll obviously want to receive a “yes” answer. In this case, your next question should not be “were you dissatisfied with the product”. This is confusing to your customer, and it will make it impossible to know if customers actually were dissatisfied, or if they were just confused with the question. In other words, if “yes” is a positive answer, it should remain that way for the entire survey.

These simple tips should help you to understand why surveys are so important, and help you to craft your own.