Monthly Archives: July 2016

Two Wheeler Insurance

Long Term Two-Wheeler Insurance: Things You Need To Know

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What do you need to know about long term two-wheeler insurance? Here are some essential factors that you must keep in mind before opting for two-wheeler insurance.

Love for two wheelers will never fade among people in our country and every year these are multiplying in a great number. The very first thing that you can gift yourself along with a bike is safety through an insurance policy.

The two wheeler insurance policy is meant to keep you and your vehicle safe and away from the financial implications that could arise due to any mishaps or accidents on the road involving your two-wheeler.

There are numerous companies in insurance sector that offer long term insurance plans and policies for two wheeler vehicles. You need to choose the policy suits you as per your budget and requirements. You can check online through official websites about the plans and policies so that you get an idea what is being offered and how much premium amount you have to pay. You can even compare different policies of different companies online to decide thoroughly before you actually buy one.

Long Term Two-Wheeler Insurance: Things You Need To Know

It’s suggested that you must calculate IDV through online calculator available on various insurance companies’ websites.

If you are eyeing for a long term two-wheeler insurance plan, then you must know about certain things about it.

  • No Claim Bonus option is always given to you by the company with a distribution according to the time period. The table shows how NCB claim in a long term policy is different from a regular motor policy.

No-claim bonus for claim free years

Regular annual motor policies

Long-term motor policies

After one claim-free year

20%

Upfront discount

 

After two consecutive claim-free years

25%

For two-year policies

20%

After three consecutive claim-free years

35%

For three-year policies

30%

After four consecutive claim-free years

45%

At inception

15%

After five consecutive claim-free years

50%

Upon renewing a three-year policy

After three years

30%

After one claim in the first year

25%

After one claim in the second year

20%

If there is a claim in the third year/more than one claim during three years

Nil

  • Third Party Claim and Cover is a mandatory thing offered in a long term two wheeler insurance policy type which mean that you will be covered for any damages/losses caused to any third party involving your two-wheeler.

  • It is a very convenient option as you can get away with the hassles of renewing the policy every year.

  • You get heavy discount on the own damage premium under the long term insurance policy. This option may not be available if you take a standard two wheeler insurance policy.

  • You are saved from the annual premium rate hikes, if any. This could result in significant savings if the premium rates increase in future.

You must keep yourself safe and confident with two-wheeler long term policy.

Bilal Basrai and The Private Equity Portfolio

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Building private equity portfolios is an area where Bilal Basrai excels in Chicago. His many years of experience in the financial and corporate world have taught him the best ways to build a private equity portfolio, and the many items that any investor should look for when selecting their equity investments.

The national and global economy are systems that are always in flux. As economies struggle, leading to bonds returning little to no profit, the ability to invest in a solid private equity portfolio is one way to stay ahead in the financial realm.

What Type of Private Equity Portfolio Has the Largest Chance to Succeed?

Most professionals in the field will agree that a concrete private equity portfolio with the largest chance for success and least amount of inherent risk will contain fifteen funds. This number may seem arbitrary, but it is well thought out and brings a level of diversification that is crucial to private equity success. The concept of not putting all of one’s eggs in one basket is never more appropriate than when considering private equity investment. When an investor purchases and invests in funds from fifteen differing areas or industries, they are lessening their future risk.

This does not mean that an investor can select any fifteen funds for their private equity portfolio. The funds chosen for investment should present sound possibilities for growth and return on investment. A person who invests in five winners will do far better than someone who selects fifteen mediocre funds.

Getting into International Investing

For investors who wish to invest in international portfolio funds, the level of scrutiny they place on those potential assets must be high. An American investor who is buying a private equity fund located in Europe will wish to make sure that foreign fund can outperform similar investments in the United States. With the continual changes that are occurring in the United States that impact the economy, seeking European private equity funds is a smart decision. These international investment opportunities are proving to be far more fruitful than their American counterparts, when chosen pragmatically.

Finding Low Risk High Return on Investments

It may be tempting for investors to select the funds that are the largest in capital or investment. This is not always the smartest route to high return on investment. When selecting fifteen strong private equities to fill out a portfolio, those that are known to provide mid-range caps on returns actually offer a better overall return on investment. In this respect, the largest companies and investment funds are not always the best financial producers for a private equity investor.

One of the easiest rules of thumb that most investors subscribe to is that a smaller fund diversification is easier to manage and control than a large investment scheme. If the private equity investor selects five or ten giant investments simply because of their size, the performance of the stocks and returns will likely leave them disheartened. Instead, Bilal Basrai has learned that spreading their investment capital between fifteen mid-range level funds that are easier to maintain and follow will prove more successful.

Working with capital markets is one of Bilal Basrai’s many skills in the business world. Having served as an executive for many large financial institutions, he understands the importance of capital markets and the many ways they can affect the entirety of an economy. The following information is a brief highlight of capital markets and their role.You want regular updates and more information follow Bilal Basrai on FacebookGoogle+, Pinterest

Types Of Loans Offered by Hanson Capital Group

Types Of Loans Offered by Hanson Capital Group

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Hanson Capital Group has been in the industry ever since 2008 and has processed over $200M in transactions by helping out to procure loans to different kinds of people in different segments. We at Hanson capital believe in turning the complicated process to an easy one to have a hassle free process. Our team has come up with four easy stages to complete the loan process successfully right from where you are residing. There are multiple loan options for different kinds of people.

Single Family Loans

Single family loans are favorites for people who would like to take up loans for shorter and longer tenure, based on mortgage and income revenue. Single family loans are beneficial, as one can refinance and to use it for personal use.

Multi Family Loans

Hanson Group has been successfully processed more multifamily loans as online lenderscompared any other lenders. We specialize in this kind of loan, as we offer better benefits with lowest interest rate possible in the market. Multi Family Loans can be availed with the help of more than one family and by this the amount of income will go high to make the loan amount high.

Land Loans

Land loans are supposed the best option if you have a property. Land loans can be processed quickly and efficiently as the  chances of land value go high usually. Land loans are efficient as the land can be used to generate income to pay back the loan.

Convention or Permanent Financing

The Hanson capital group comes up with plenty of options in conventional or permanent financing as the loan deals with the right kind of financial need irrespective of income and revenue.

Cash Out Loans

Cash out loans are pretty popular as one can avail the loan quickly based on the property or assets. We look out for all the available options to cash out loans by taking collateral of minimal property possible.

Commercial Loan

Commercial loan can be used for commercial properties like a warehouse, office, Factory and so on.. One can use commercial loan options from The Hanson Capital group for personal use and can be used for business and commercial purposes.

Note Purchase Loans

The Hanson capital group provides financing for both performing and non-performing mortgage loans. Most of the financial institutions give away the performing mortgage at the lowest price to avoid wastage of time and money. In order to avoid the mortgage loss, we provide financing in a flexible way to retain the mortgage and easy options to pay back.

Mezzanine Loans

Mezzanine loans are a specific type of loan for people who are associated with Real estate. Our Mezzanine loans will be processed by taking collateral of the current underlying property to have a new acquisition of the property. The Hanson capital group lets you be back in business by making you acquire new assets which are performing better than the underlying ones.

Construction Loans

Constructions loans come out very handy for builders as we provide loans to complete the property construction on time to avoid any kind of delay to your customers.