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Advantages Of RBL Bank Credit Card Apply Online Explained

Advantages Of RBL Bank Credit Card Apply Online Explained

| Business | No Comments

So you have screened through RBL Bank Credit Card offers and are quite impressed by those, right? From the reward points to travel benefits and from entertainment to concierge services, you happened to like all. It’s time to choose and apply for the same, isn’t it?

You can now be contemplating to choose the right way to apply. Well, there are multiple ways by which you can apply for a credit card. But, if you speak of the convenience, going online would be better. And there are other advantages as well with RBL Bank Credit Card Apply Online option. Let’s get to check out the advantages and explore the process of online application.

Advantages of Online Application

When you go online to apply for RBL Credit Cards, the following benefits would be obvious.

Transparency – The bank keeps the offers in clear terms on its website. So, whatever is the case, be it the reward point structure or travel privileges, you can check all that online. And even the terms and conditions are explained in detail, giving you that transparency to feel good about.

Comparison – Going online gives you an opportunity to compare the offers around and choose a one or more that would suit your needs while giving you the utmost convenience and saving.

Free Structure – Going online would also let you know the fees chargeable to your RBL Bank Credit Card. There are joining and annual fees that a cardholder has to pay. While the former is a one-time cost, the latter is a recurring one year-on-year. However, some credit cards do come with no joining and annual fees. Also, on achieving a particular spending amount a year, the annual fee gets waived off. All that would be shown online. Apart from the fees, you can also see finance charges on retail purchase & cash advance, along with late payment penalty and much more online. So, you are assured of the most part while checking the offers online.

Limited Period Offers – So often credit cards come with limited period offers of cashback, discount, and other benefits. Even RBL Bank can also come with the same.

How to Apply for RBL Bank Credit Card Online?

Just visit the official website of RBL Bank, go to ‘Credit Cards’ and click on ‘Apply Now’. Afterward, you will land to a page wherein RBL Bank’s disclaimer will be shown. Just below the disclaimer, you can see ‘Proceed’ button to click on. The moment you click, you will be directed to a page wherein the bank’s credit cards are shown. Under each credit card that the bank offers, there is an ‘Apply’ button. So, click on your desired button and give away relevant personal and professional details before submitting your application.

RBL Bank Credit Card Application Status

What’s good is that you can check the credit card application status online. All you need to do is to share the application reference number and your mobile number online. Whatever the status may be, you will get to see the same. If at all, the bank has rejected your application, you can see the reasons for the same. You can thus fill the voids and re-apply and get an approval from the lender.

5 Helpful Debit and Credit Card Protection Tips

| Finance | No Comments

Ask anyone about identity theft and they’ll either tell you horror stories about their own experiences or relate what happened to family members and friends. There are few people untouched by some kind of credit fraud these days. And half the time it has to do with security breaches at major retailers (Target, Home Depot, Sony, etc.) or even banking or credit institutions (JP Morgan Chase). Even so, there are certainly steps you can take to better protect your debit and credit cards. Here are a few helpful tips to keep your identity and your credit safe.

  1. Be careful who you give information to. Phishing scams have become very sophisticated these days, with scammers going so far as to send emails that look official and even contain some of your personal information. And when you click on a link, you’ll be routed to a page that looks a lot like the real thing. But whether clicking a link allows scammers to install spyware on your computer (keystroke loggers, for example) or you are prompted to enter login information on a faux homepage, you’re virtually inviting them in and giving them all they need to steal your identity. So if you think an email is authentic, simply contact the listed company directly rather than clicking a link. And beware of vishing (voice phishing) scams, as well, where scammers call you and say they’re from your bank or other institutions. Never give out sensitive data over the phone – hang up and call the company directly to verify.
  2. Shop secure websites. Before you enter debit or credit card information online to complete a transaction, always make sure to look for the lock icon to ensure that the page is secure. This icon lets you know that the information you’re sending is encrypted.
  3. Check accounts frequently. If you check your accounts regularly, you’ll quickly notice any fraudulent charges that show up, giving you time to shut down your account and stop further charges.
  4. Ask about EMV. Because of the growth of identity theft, credit fraud, and security breaches, some banks and credit card companies are moving away from magnetic strip technology and focusing instead on the increased security offered by computer chips embedded in cards. EMV stands for Europay, MasterCard, and Visa, and these are the companies pushing this advance in credit security. Whereas magnetic strips store credit information that is read when cards are swiped, EMV chips generate a one-time code for every purchase. So if the data is stolen, thieves will be unable to use it to make subsequent purchases. If you want the best protection for your bank and credit card accounts, make sure you’re using cards equipped with this technology.
  5. Go paperless. You’ve probably received plenty of notices from banking and credit card institutions about going paperless. This not only saves these companies money on printing out paper statements, but it also works in your favor, security-wise. Even if you shred documents containing sensitive, personal data, thieves could dig through your trash and piece them back together. No paper means no chance for dumpster divers to steal your information. So do your part for the environment and the security of your credit accounts. Whether you bank with1st Financial Federal Credit Union or you rely heavily on credit cards, find out if going paperless is an option.