Compare Bike Insurance Online

July 3, 2018 News No Comments
Compare Bike Insurance Online

Insurance is the best possible tool, which offers protection against any unfavourable situation. This is how the concept of bike insurance emerged. Bike insurance protects your vehicle from unpredictable situations such as theft, accidents or others disasters. In today’s busy and engrossing day and age, it is important to keep up with the times. People are constantly looking to save time in various aspects of life such as commute and other processes which take longer to complete. One such process is buying vehicle insurance. More and more people are looking to buy bike insurance online as it not only saves time, but also has all the information which one needs to buy insurance.

According to the Motor Vehicle Act 1988, it is compulsory for every bike owner to get his/her vehicle insured. When a person buys a new bike, the accumulated cost is calculated which contains an insurance validation for 12 months. There are many options for purchasing bike insurance, and one of them is the option of buying bike insurance online. However, before buying bike insurance online, it is often suggested to compare different policies on websites such as and opt for the one that suits you the best.

Buy Bike Insurance Online:

Given below is the complete information regarding a two wheeler insurance cover. This policy takes into account the following perspectives:

Comprehensive bike insurance covers the liability of handling the expenses of the third party or property and ensures that the policyholder does not have to bear any portion of expenses associated with the vehicle. The no claim bonus, which is one of the perks of a comprehensive two-wheeler insurance policy under which if the client has not claimed for any insurance during the undertaken year, he receives a discount on the own damage premium, the amount of insurance is accumulated at the time of renewal of the policy. Apart from this, there is another perk of add-on covers.

The bike insurance policies have certain expectations as well, and do not cover the insurance in certain cases as stated below:

  • Minor damages to the vehicle.
  • Any vandalism caused to the insured vehicle in the absence of the licence holder of the vehicle. Since this comes under the careless behaviour of the client, the insurance company does not have any liability in such a case.
  • Usual depreciation value of the two-wheeler.
  • Any loss caused to the vehicle through electrical or mechanical phenomenon.
  • Damage to the tyres or the tube of the tyres.
  • If the situation indicates a case of drink and drive, or the intake of drugs.
  • Destruction at the time of war or nuclear explosion.
  • Last but most obvious, damage to the vehicle when the period of the insurance policy has been completed.

The process of buying bike insurance online has been mentioned in the following steps:

  • Visit the website
  • Calculate the correct amount of premium
  • Fill up the various details for bike insurance cover
  • Submit the documents
  • Pay for buying the bike insurance online

Undoubtedly, it is really simple to buy a two wheeler insurance online.

Why You Should Buy Bike Insurance

Some of the incredible benefits that bike insurance brings to you are as follows: 

  1. ConvenienceThe online bike insurance is of convenience to the buyer. It does not require the physical presence of the policyholder. One just needs to make a proper study of the insurance policies and then select the most appropriate policy by uploading all the important and required documents online. This saves a great deal of effort.
  2. Saving of TimeBuying bike insurance online saves a lot of your precious time. It is the most preferred option from the point of view of the busy lifestyle of the present age.
  3. QuickThe other advantage of executing the buying decision of bike insurance online is that it is incredibly fast. The procedure of securing a perfect two wheeler insurance policy completes in almost no time.
  4. Easy ApproachCompared to the offline mode, the online approach of buying bike insurance is easier for clients. The procedure is systematic and hassle free.

The ones mentioned above are some of the benefits of buying bike insurance online, which prove to be immensely helpful to one and all.